2024 - 2025 Executive Committee
Executive Director
Denisha George
Mortgage Bankers Association of Florida
1661 Aaron Brenner Drive, Suite 201
Memphis, TN 38120
901-321-6740
mbaf@mbaf.org
Legislative Representative
Eric Prutsman
Prutsman & Associates, P.A.
P.O. Box 10448
Tallahassee, FL 32302-2448
850-894-6601
eric@prutsmanlaw.com
Executive Director
Caitlin Guerra
Mortgage Bankers Association of Florida
1661 Aaron Brenner Drive, Suite 201
Memphis, TN 38120
901-321-6740 mbaf@mbaf.org
2024 - 2025 Directors
Term Ends June 2026
Christie Buff, AMP
First Horizon
Christie.buff@firsthorizon.com
Term Ends June 2025
Suha Zehl
Z Technology Solution
Suha@ztechnologysolutions.com
Term Ends June 2026
Dylan Rodriguez
Optimal Blue a Division of Black Knight
Dylan.Rodriguez@bkfs.com
Term Ends June 2025
Dustin Owen, CMB
Waterstone Mortgage Corp
dowen@waterstonemortgage.com
Term Ends June 2026
Nate Morris
Novus Home Mortgage
nmorris@novushomemortgage.com
Term Ends June 2025
Dawn Henshaw
Enact MI
Dawn.henshaw@enactmi.com
Term Ends June 2025
Shaun Williams, CMB
Marine Bank
Swilliams@marinebank.bank
Term Ends June 2025
Michelle Mendez
Arch MI
Mmendez@archmi.com
Directors Emeritus
Margie Fletcher
(elected 2005)
Chuck Ivy
(elected 2006)
Georges Lussier
(elected 2010)
Past MBAF Presidents
(Showing the company each president was with at the time of their presidency.)
2023/2024
YVETTE CLERMONT, CMB, AMP
Novus Home Mortgage
​
2021/2022
MICHELLE KNOEBEL, CMB
SupportLink3
2020/2021
SHERRY GALLITZ, CMB
Union Home Mortgage
2019/2020
MICHAEL AZZARELLO, CMB
Caliber Home Loans
2018/2019
MATTHEW GOLDMAN, CLO, CRO
Atlantic Home Loans
2017/2018
PAT GAVER
Capital City Bank
2016/2017
KEVIN STRICKLAND, AMP
SunTrust Mortgage
2015/2016
SANDY GARCIA
American BancShares Mortgage
2014/2015
JAY RALSTIN
Waterstone Mortgage
2013-2014
ALEX CASTELLANOS BB&T
2012-2013
DAN HARRISON BB&T
2011-2012
MICHAEL CULBERTSON
JP Morgan Chase Bank, N.A.
2010-2011
JOHN CHLUDZENSKI
Mortgage Support Services
2009-2010
HOWARD NELSON BB&T
2008-2009
SCOTT MAXWELL
SunTrust Mortgage
2007-2008
TIMOTHY ALLEN, CMB
SunTrust Mortgage
2006-2007
J. GREGORY HALLAM
Shamrock Bank of Florida
2005-2006
ELLEN NIEWOLD
First American Title Insurance Company
2004-2005
RAY CASTELLANOS
GMAC Mortgage Corp.
2003-2004
LARRY KELLY
United Guaranty Residential Insurance Co.
2002-2003
ROSS BENNETT, CMB
Thomas Mortgage
2001-2002
KRISTINA HOLMEN-MOHR, CMB
Wells Fargo Home Mortgage
2000-2001
ALAN ROBBINS
Metro Bank
1998-2000
DARRELL SCHWARTZ
GMAC Mortgage Corp.
June-August 1998
HOWARD NELSON
Prosperity Bank
1997-1998
DAVID F. GINN
Florida HomeLoan Corp.
1996-1997
ROBERT J. "BOB" JACOBS
Homeside Lending, Inc.
1995-1996
JUDY TAYLOR
GMAC Mortgage Corp. /PA
1994-1995
DONNELL SMITH, CMB
Market Street Mortgage
1993-1994
WILLIAM M. "MICKEY" ROSS
Barnett Mortgage Company
1992-1993
THOMAS C. PALMER
BancBoston Mortgage Corp.
1991-1992
DANNY D. DUNN
Commonwealth-United Mortgage
1990-1991
ROBERT P. SOBZACK
Barnett Bank/SW FL
1989-1990
RICHARD D. HUNNICUTT
Mid-State Fed. Savings Bank
1988-1989
W. D. "CHIC" ACOSTA
Barnett Bank/Palm Bch. Cty.
1987-1988
RANDALL C. JOHNSON, CMB
Equitable Mtg. Resources
​
1986-1987
M. VIC LEININGER
Stockton, Whatley, Davin & Co.
​
1985-1986
WALTER J. RITCHIE, JR.
Southern Home Savings Bank
1984-1985
W. A. McGRIFF III
Alliance Mtg. Co.
1983-1984
RICHARD P. O’CONNOR
Southeast Mtg. Co.
1982-1983
ROBERT M. CARLSON
Stockton, Whatley, Davin & Co.
1981-1982
DONALD C. MOORE
ComBanks Mtg. Co.
1980-1981
JAMES R. GRIFFITHS
Barnett Mtg. Co
1979-1980
ROGER W. CONNER III
Sunbank Mtg. Co.
1978-1979
JESS S. LAWHORN, CMB
Southeast Mtg. Co.
1977-1978
ALONZO FRANK GREEN
McKinney-Green, Inc.
1976-1977
CARL E. NIMINCHT, JR.
Sunbank Mtg. Co.
1975-1976
RICHARD N. ROBINSON
Fidelity Southern Mtg. Co.
1974-1975
BRUCE C. McDONALD
Stockton, Whatley, Davin & Co.
1973-1974
CHESTER R. BEAR, JR, CMB
Southeast Mtg. Co.
1972-1973
ROBERT L. LEGG
North American Mtg. Corp.
1971-1972
W. RICHARD WYNN II
Stockton, Whatley, Davin & Co.
1970-1971
ANDREW E. YAROS
Tucker & Branham, Inc.
1969-1970
JOE A BURNETT, JR.
The Commonwealth Corp
1968-1969
ALAN B. IVES
ATICO Fin. Corp.
1967-1968
DWIGHT E. McCORMICK
Glenn E. McCormick Co., Inc.
1966-1967
E. W. CROW
ATICO Fin. Corp.
1965-1966
BERNARD W. SHEILL, JR.
The Commonwealth Corp.
1964-1965
RICHARD B. CATON
Stockton, Whatley, Davin & Co.
1963-1964
D. RICHARD MEAD, JR., CMB
D. R. Mead & Co.
1962-1963
FRED W. CROZIER
Bisbee Baldwin Corp.
1961-1962
L. K. HORN, CMB
Lon Worth Crow Co.
1960-1961
LEESON A. HOGARTH
B. D. Cole, Inc.
1959-1960
W. HERBERT SPEIR
The Commander Corp.
1958-1959
J. WALTER TUCKER, JR.
Tucker & Branham, Inc.
1957-1958
HOWARD J. MURPHY
ATICO Fin. Corp.
1956-1957
FRANK W. REED
The First Nat'l. Bank at Orlando
1955-1956
LON WORTH CROW, JR., CMB
Lon Worth Crow Co.
1954-1955
R. T. TUCKER
Tucker & Branham, Inc.
1953-1954
FRANK E. DENTON
American Title Ins. Co.
1952-1953
JOHN A. GILLILAND
Knight, Orr & Co., Inc.